Mrfl, mfrl, mrfl TCF Bank & Visa
Mar. 12th, 2010 12:00 pmOur main household checking account is with TCF - this is the mortgage, bills, food, gas, etc. account.
My wife and I both have TCF Visa Check Cards (i.e. Debit Cards) associated with this account that we use.
Today I did the annual renewal with gandi.net of ytilaer.com. $15, yes it's in France. This account required me to enroll in Verified by Visa to do any on-line transactions sometime in the last year. I did the Verified by Visa when it popped up and asked me for it.
AND NOT FIFTEEN MINUTES LATER I GOT A CALL FROM VISA FRAUD PREVENTION ASKING ME TO VERIFY THE TRANSACTION!
IIRC, I had to do the fraud prevention with the last two gandi.net transactions on this account. I was told by a customer service rep that the fraud program would see that I had had this transaction in the past and not call me. Well, it's not learning.
I called TCF to complain. I wouldn't have enrolled in Verified by Visa if I'd had a choice - at one time, my choice was enroll or not proceed with a transaction, which made the effective choice enroll. I told the customer service rep that, and that from my point of view, they were making me verify the transaction twice! The customer service rep tried to transfer the blame to Visa - I told him I don't have contact information for Visa, I have contact information for TCF. Please pass this complaint along to whoever handles your relationship with Visa.
My wife and I both have TCF Visa Check Cards (i.e. Debit Cards) associated with this account that we use.
Today I did the annual renewal with gandi.net of ytilaer.com. $15, yes it's in France. This account required me to enroll in Verified by Visa to do any on-line transactions sometime in the last year. I did the Verified by Visa when it popped up and asked me for it.
AND NOT FIFTEEN MINUTES LATER I GOT A CALL FROM VISA FRAUD PREVENTION ASKING ME TO VERIFY THE TRANSACTION!
IIRC, I had to do the fraud prevention with the last two gandi.net transactions on this account. I was told by a customer service rep that the fraud program would see that I had had this transaction in the past and not call me. Well, it's not learning.
I called TCF to complain. I wouldn't have enrolled in Verified by Visa if I'd had a choice - at one time, my choice was enroll or not proceed with a transaction, which made the effective choice enroll. I told the customer service rep that, and that from my point of view, they were making me verify the transaction twice! The customer service rep tried to transfer the blame to Visa - I told him I don't have contact information for Visa, I have contact information for TCF. Please pass this complaint along to whoever handles your relationship with Visa.
It was another expensive day
Sep. 10th, 2009 06:10 pmThe brakes had been making a noise that I associate with 'the wear bars have gotten exposed'. Also, there had been an increase in road noise since the trip to
gryphons_lair's for her birthday. So,
iraunink took the car in to our mechanic today.
It needed:
We knew the serpentine belt was coming - at the last oil change, we were told it was showing significant wear. The brakes were ... worse than I expected. The bearings, etc.? OK, I can see how the road noise came from that - but I was expecting quite that big a problem. All told, it was about $2k of car work.
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It needed:
- brake pads and rotors all around
- new wheel bearings (which are hub assemblies)
- rotate tires
- align tires front and back
- new serpentine belt
- new fluids
We knew the serpentine belt was coming - at the last oil change, we were told it was showing significant wear. The brakes were ... worse than I expected. The bearings, etc.? OK, I can see how the road noise came from that - but I was expecting quite that big a problem. All told, it was about $2k of car work.
Good couple of days for Baen
May. 24th, 2009 11:47 amIn the last two days, I've given Baen $83. That breaks down as:
The Webscription includes the final version of Fledgling. Fledgling, The Tomorrow Log, and Dragon Tide are all by Sharon Lee & Steve Miller. For those who are interested, it looks like The Tomorrow Log and Dragon Tide will be available independently for $6.00 at some point in the future. IIRC, Webscriptions bundles are usually good for three months - so I'd guess it'll be available individually by itself come September. Oh - you do have to buy The Tomorrow Log & Dragon Tide together - you can't get just the Dragon Tide chapbook.
- $50 for one Baen's Universe Titan Club membership
- $15 for the September Webscriptions
- $18 for Fledgling E-Arc + The Tomorrow Log & Dragon Tide bundle
The Webscription includes the final version of Fledgling. Fledgling, The Tomorrow Log, and Dragon Tide are all by Sharon Lee & Steve Miller. For those who are interested, it looks like The Tomorrow Log and Dragon Tide will be available independently for $6.00 at some point in the future. IIRC, Webscriptions bundles are usually good for three months - so I'd guess it'll be available individually by itself come September. Oh - you do have to buy The Tomorrow Log & Dragon Tide together - you can't get just the Dragon Tide chapbook.